Successfully litigating against major credit card brands involves complex legal challenges and overcoming the leverage of deep-pocketed counterparties, but the payment processing dispute attorneys of Rome & Associates have established a growing track record of success in going up against major credit card brands and winning victories on behalf of our clients. This record of success is not by chance, but is rather the result of over a decade of experience in litigating payment processing matters, both in the U.S. and internationally, relating to credit card brands. We have a deep understanding of the legal and business contexts in which card brands like American Express, Visa, and Mastercard operate, and we exploit that understanding to our clients’ benefit.
Among our recent successes in resolving credit card disputes in favor of our client includes winning a sizable settlement on behalf of a merchant who had been assessed $548,000 in fines by its bank based on penalties imposed by Visa on the bank. In a first-of-its-kind lawsuit, our attorneys were able to successfully argue in California state court that the retailer could sue Visa directly over its contractual obligations – despite the fact the merchant and Visa did not have an express contractual agreement – leading to the settlement victory for our client. This particular victory is just one example of our creative, sophisticated, and aggressive approach in this area.